Assurant Employee Benefits

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Privacy Notices

Online Privacy Policy

Fortis Benefits Insurance Company and affiliated companies* are committed to protecting the personal information entrusted to us by consumers who visit our website. The trust you place in us when you share your personal information is a responsibility we take very seriously and is the cornerstone of how we conduct our business.

We use the brand name “Assurant Employee Benefits” to associate our products and services and to connect us with the brand of our parent company, Assurant, Inc. This Policy is intended to inform our consumers of our practices with regard to consumers’ personal information collected through this website.

I. Categories of Personal Information We Collect

The term “personal information” includes any individually identifiable information about you that we collect online, such as your name, address, e-mail address, telephone number, or social security number. We collect this information when you voluntarily disclose it to us in connection with a service offered on this website. Our website has security safeguards that are designed to protect any personal information that you decide to give us via this website. You may, however, choose not to provide this information and use an alternative form of communication such as telephone, fax, or regular mail.

II. How We Use and Disclose Personal Information

If you choose to provide us with personal information, such as in an email to one of our online email boxes, or by filling out a form with your personal information and submitting it to us through our website, we use that information to respond to your message and to help us get you the information you have requested. We also need information from you when you register for online access to your claims information. We use that information in order to process transactions that you request and to authenticate you as a registered user.
We do not sell or rent personal information about visitors to this site or consumers who use the site. We will use and disclose the information you give us only as required or permitted by law. This may include, for example, disclosures to third parties that perform business services on our behalf or in response to a request from a law enforcement agency or subpoena.

III. How We Collect and Use Non-Personal Information

Non-Personal information is generic data that does not allow us to identify or contact a specific individual. We look at such data on a collective, not individual basis, to help us detect trends that might help us to improve our website.
We do gather generic data automatically from your web browser, such as: the Internet protocol (IP) address used to connect your computer to the Internet; computer and connection information such as browser type and version, operating system, and platform; the Uniform Resource Locator (URL) click path to, through, and from our website; and the date and time you access our website.
We review these kinds of computer statistics in aggregate (overall) form. That is, we look at it on a collective basis, as a summary of how our website is being accessed, not on an individual basis. We do not link this information to your personal information. These statistics help us to improve our website and make your visits more appealing.

IV. Email Communication

To protect your privacy, please do not use email to communicate information to us that you consider confidential. Email is not a secure method of communication. Accordingly, an email message potentially could be accessed and viewed by others without your knowledge and/or permission, while in transit to us.

V. Cookies

Persistent cookies may be used on this website. These are pieces of information or data sent to your browser from a web server and stored on your computer's hard drive for record-keeping purposes. We use this information to analyze traffic patterns and improve our website. If you prefer not to accept cookies, the help portion of the toolbar on most web browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. However, disabling cookies may result in certain parts of the website not operating correctly or prevent you from taking full advantage of some of the features of our website.

VI. Process for Reviewing or Requesting Changes to Personal Information

If you think that any personal information we have collected about you is inaccurate, you may send a written request for review to us at the contact address provided below. We will investigate your request and make appropriate changes if warranted.

VII. Changes to this Policy

We may change this Policy from time to time without notice. If we do, we will post the revised Policy on this website. You should therefore review this Online Privacy Policy regularly. The effective date of this Policy and any revised or changed Policy may be found on this page.

VIII. Effective Date

The effective date of this Online Privacy Policy is July 1, 2004.

IX. Links to Other Websites

This website may contain links to other websites that may have online information practices different than ours. We are not responsible for the privacy and security practices of those websites, and we encourage our visitors to learn about the privacy and security practices of those websites.

X. Children

We do not knowingly collect personal information from anyone under the age of 13. For more information about protecting your child's privacy online, visit the Federal Trade Commission.

XI. Privacy Contact Information

We welcome your questions or comments regarding this Online Privacy Policy. Please write to Fortis Benefits Insurance Company, First Fortis Life Insurance Company or other affiliated companies,* Attention Privacy Officer, at P.O. Box 419052, Kansas City, MO 64141-6052 or call 1-800-733-7879.

* In this policy, “we”, “us”, and “our” refer to Fortis Benefits Insurance Company; First Fortis Life Insurance Company, licensed only in the State of New York; and the following Fortis Benefits DentalCare companies: UDC Life and Health Insurance Company; United Dental Care of Missouri, Inc.; DentiCare of Oklahoma, Inc.; DentiCare of Alabama, Inc.; DentiCare, Inc. (A Florida Corporation) A Prepaid Limited Health Service Organization Licensed Under Chapter 636 of the Florida Statutes; DentiCare, Inc. (A Kentucky Corporation); Georgia Dental Plan, Inc.; International Dental Plans, Inc.; Fortis Benefits DentalCare of Wisconsin, Inc.; Fortis Benefits DentalCare of New Jersey, Inc.; UDC Dental California, Inc. dba United Dental Care of California, Inc.; UDC Ohio, Inc. dba United Dental Care of Ohio, Inc.; United Dental Care of Arizona, Inc.; United Dental Care of Colorado, Inc.; United Dental Care of Michigan, Inc.; United Dental Care of Nebraska, Inc.; United Dental Care of New Mexico, Inc.; United Dental Care of Pennsylvania, Inc.; United Dental Care of Texas, Inc.; United Dental Care of Utah, Inc.; and United Dental Care Insurance Company. With regard to First Fortis Life Insurance Company, this policy only applies to its group disability, life, and dental products and its prepaid dental product.

Assurant Employee Benefits, its affiliated companies*, and First Fortis Life Insurance Company** are committed to following the guidelines and standards for the Health Insurance Portability and Accountability Act (HIPAA) and Gramm-Leach Bliley (GLB) privacy laws.