Assurant Employee Benefits

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Short-Term Disability

An STD plan protects employees from a temporary loss of income and provides employers with an extra measure of cost savings should one of their employees become disabled for a short period of time.

Our STD plan integrates the strong return-to-work incentives and rehabilitation programs traditionally desired in a long-term disability plan. Available as a stand-alone Short-term Disability plan or in conjunction with our Long-term Disability coverage.

Plan Highlights

Short-Term Disability
  • Available for groups of three or more lives.
  • Flexible schedule of benefits.
  • Flexible waiting periods: 1, 8, or 15 days for accidents; 8 or 15 days for sickness
    or maternity.
  • First-day hospitalization available.
  • 13- or 26-week duration of benefits.
  • Non-occupational or 24-hour coverage.
  • Benefit maximums up to $600 per week.
  • Partial disability and survivor benefit options available.