Assurant Employee Benefits

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Product Features

Product Features
  • Our Long-term Disability product is available for groups of three or more lives. The qualifying period begins the day the insured cannot perform at least one material duty of his or her occupation.
  • Our integrated WillReturn® program is a unique blending of demographic and psychographic information processing designed to get employees back to work more quickly. WillReturn® combines information from two studies commissioned exclusively for Assurant Employee Benefits, the Menninger return-to-work study and the Gallup will-to-work study, to help case mangers identify the rehabilitation services and training interventions most appropriate for each individual.
  • Leveraging our medical expertise in the disability arena is a Clinical Services department. Medical intervention is a key component of disability programs, and our experience in medical claim and case management results in timely claims adjudication. Assurant Employee Benefits integrates medical and disability claims analysis to target cases that are under medical case management and identifies cases appropriate for early intervention with disability management practices.
  • Our in-house special investigations unit assists in examining potentially fraudulent claims. Having this unit in house assures that investigators understand the LTD contract, protect the confidentiality of the claimant and his or her relationship with the policyholder, and assures that surveillances are complete.
  • We provide assistance to LTD claimants in filing for their Social Security disability payments. Assurant Employee Benefits also offers to its policyholders "FICA PLUS," with which it pays the employer's share of FICA taxes for its disabled employees at no charge and issues W-2s for all LTD benefits. Our Long-Term Disability product is available for groups of three or more lives. The qualifying period begins the day the insured cannot perform at least one material duty of his or her occupation.