Gap insurance is designed to provide benefits that supplement existing major medical or comprehensive health
insurance plans. The additional benefits help cover out-of-pocket expenses related to coinsurance, co-pays and
deductibles for inpatient and outpatient services. Gap premiums may be paid by the employer, the employee
For more information on gap insurance please see our brochure.
Use this tool to get an idea of the Gap Rates for your group!
A rule of thumb for using the tool: The maximum Inpatient Benefit should be no more than the employee's total
If you want to see how a Gap plan can fit with your client's existing medical plans
contact us for a more detailed illustration.
The rate displayed does not represent a proposal or quote. Please contact your sales representative
to receive a proposal or quote for your group.
This Hospital Confinement Indemnity "Gap" insurance policy provides limited benefits. This
limited policy has some specific benefit limits and is not a medical insurance policy, a Medicare
Supplement policy, or a high deductible health plan. Please refer to the issued insurance policy for
complete details and all benefit requirements. Assurant Employee Benefits is the brand name for Group
Hospital Confinement Indemnity "Gap" or Supplemental Medical Expense "gap" insurance
underwritten by Fidelity Security Life Insurance Company, Kansas City, MO 64111. Insurance coverage and
certain policy benefits may not be available in all states. Certain provisions, benefits, exclusions or
limitations may vary by state. Plans contain limitations, exclusions and restrictions. Contact Assurant
Employee Benefits at 800.713.8224 or www.assurantemployeebenefits.com for costs and additional information.