Assurant Employee Benefits

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Employee-paid accident

AccidentAccident insurance provides fixed benefits for events ranging from accidental injuries to accidental deaths. The fixed benefit schedule lists payments for hospitalization, fractures and dislocations, emergency room visits, exams, physical therapy and more.

A benefit that is easy to offer.

  • 100% employee-paid
  • Policies issued with a minimum of only 5 enrolled employees
  • Benefits payable regardless of other coverages
  • Coverage is portable
  • No health questions or pre-existing conditions limitation
  • Full enrollment support available
  • Flexible enrollment options

"One in six U.S. residents require medical treatment from an injury in a year."1

For a full description of the Accident policy limitations and exclusions, please click here to view the brochure. This coverage is not available in all states.

Note: This is an accident only insurance policy. It provides limited benefits and has some specific benefit limits. It does not pay benefits for sickness or loss from any other cause. Please refer to the issued insurance policy for complete details and all benefit requirements, including all limitations, exclusions and restrictions. We reserve the right to cancel the policy with advance written notice to the policyholder. Insurance policies and certain policy benefits are subject to state variations and availability. Issued insurance contracts determine all plan features and benefits. Contact Assurant Employee Benefits for additional details.

1Centers for Disease Control, Congressional Testimony, May 1, 2008.