Term Life and Accidental Death & Dismemberment
Because of the importance employees place on this benefit, we offer employers a choice of plans for groups with as few as three employees. The amount of coverage can be based on a multiple of earnings, flat amounts or a combination of the two.
Term life highlights
- Various levels of guarantee issue for groups of 10 or more lives.
- Disability Benefit provided.
- Accelerated Death Benefit to help in the event of a life-threatening medical condition.
- ProviderFund® checking account allows beneficiaries to draw on account as needed while making other financial decisions.
Optional term life features
- AD&D coverage, including a Higher Education Benefit and an Automobile Accident Benefit.
- Additional Contributory Life Insurance (ACLI).
- Dependent Life Insurance coverage.
- Three-year rate guarantee for many groups.
- Many of our employee-paid life coverages include the HealthySolutions® discount card for services such as vision, counseling, pharmacy, and identity theft protection.