Employee-paid accident
Accident insurance provides fixed benefits for events ranging from accidental injuries to accidental deaths. The fixed benefit schedule lists payments for hospitalization, fractures and dislocations, emergency room visits, exams, physical therapy and more.
A benefit that is easy to offer.
- 100% employee-paid
- Policies issued with a minimum of only 5 enrolled employees
- Benefits payable regardless of other coverages
- Coverage is portable
- No health questions or pre-existing conditions limitation
- Full enrollment support available
- Flexible enrollment options
"One in six U.S. residents require medical treatment from an injury in a year."1
This coverage is not available in all states.
Note: This is an accident only insurance plan. It provides limited benefits and has some specific benefit limits. It does not pay benefits for sickness or loss from any other cause.