Employee-paid critical illness
Critical Illness insurance pays a fixed benefit at the first diagnosis of a critical illness, including heart attacks, stroke, paralysis and more. The benefit paid can help cover out-of-pocket medical and non-medical expenses. It does not have to be used to pay for treatment.
Employees can customize their coverage by selecting the benefit amount, with dependent coverage options available.
"Critical Illness insurance pays a fixed benefit to help cover the “other” expenses."
A benefit that is easy to offer.
- 100% employee-paid
- Policies issued with a minimum of only 5 enrolled employees
- Benefits payable regardless of other coverages
- Coverage is portable
- Issue-age rating makes the plan easy to administer
- Guaranteed issue is available
- Full enrollment support available
- Flexible enrollment options
This coverage is not available in all states.
Note: This critical illness only insurance policy provides limited benefits. This limited policy has some specific benefit limits and is not a medical insurance policy, a Medicare Supplement policy, or a high deductible plan.