Employee-paid critical illness
Critical Illness insurance pays a fixed benefit at the first diagnosis of a critical illness, including heart attacks, stroke, paralysis and more. The benefit paid can help cover out-of-pocket medical and non-medical expenses. It does not have to be used to pay for treatment.
Employees can customize their coverage by selecting the benefit amount, with dependent coverage options available.
"Critical Illness insurance pays a fixed benefit to help cover the “other” expenses."
A benefit that is easy to offer.
- 100% employee-paid
- Policies issued with a minimum of only 5 enrolled employees
- Benefits payable regardless of other coverages
- Coverage is portable
- Issue-age rating makes the plan easy to administer
- Guaranteed issue is available
- Full enrollment support available
- Flexible enrollment options
For a full description of the Critical Illness policy limitations and exclusions, please click here to view the brochure. This coverage is not available in all states.
Note: This critical illness only insurance policy provides limited benefits. This limited policy has some specific benefit limits and is not a medical insurance policy, a Medicare Supplement policy, or a high deductible health plan. Please refer to the issued insurance policy for complete details and all benefit requirements, including all limitations, exclusions, restrictions and reductions. We reserve the right to cancel the policy with advance written notice to the policyholder. Insurance policies and certain policy benefits are subject to state variations and availability. Issued insurance contracts determine all plan features and benefits. Contact Assurant Employee Benefits for additional details.