Your employer is offering you an attractive prepaid dental plan. These FAQs will help provide you more information about the plan being offered to you.
With a prepaid plan you pay a monthly prepayment fee plus you pay reduced fees called “copayments” for dental services provided. To receive the reduced fees you must use a Plan Dentist selected at the time of enrollment.
Contact Member Customer Service by calling 800.443.2995 (7:00 am - 5:30 pm CT, Monday – Friday).
A copayment is the set fee that you pay to the Plan Dentist at the time of treatment for covered services that are being performed.
The copayment schedule is a listing of covered services and copayments for your plan. The detailed dental schedule is included in the Evidence of Coverage. It is helpful to bring your copayment schedule to your dental appointment.
You should select your Plan Dentist when you enroll. For a listing of Plan Dentists, go to Find a Dentist. Note that your Plan Dentist must be a general dentist, not a specialty dentist.
If we receive your Plan Dentist selection by the 10th of the month, you will appear on the roster the 1st of the next month. If we receive the selection after the 10th, you will appear on the roster the 1st day of the second following month. If you are not listed on the roster, please contact us at 800.443.2995.
The Plan Dentist receives a patient listing, called a roster, from Assurant Employee Benefits each month that includes all members who have chosen that individual as their dentist.
Please confirm at the time of making your appointment with the Plan Dentist that you are on the provider’s roster.
Yes, you can. To change your Plan Dentist, contact Customer Service at 800.443.2995.
The costs will not be covered by your dental plan and you will be responsible for the full payment to the dentist. This is why it is important for you to seek treatment from your selected Plan Dentist.
First, contact your Plan Dentist to make an appointment. If your Plan Dentist is unable to see you, you may seek treatment from any licensed dentist in the United States.
Please be informed that the emergency benefit in your plan only covers procedures administered in a dentist’s office or comparable facility to evaluate and stabilize conditions that are Dental Emergencies, as specified (with a description of benefits payable) in the Evidence of Coverage.
You may find a list of Plan Specialty Dentists by going to Find a Dentist or calling 800.443.2995 for assistance. No referrals are necessary from your Plan Dentist to seek treatment from a Plan Specialty Dentist.